Storm Damage. Honest Assessment. Real Claims.
We have former large-loss insurance adjusters on our team. We know exactly how carriers evaluate damage - because our people used to be the ones evaluating it. That changes everything about how we document your roof.
We Work With Your Insurance Company. Not Around It.
There is a reason homeowners across Colorado have been burned by out-of-state contractors who show up after every storm. The industry has a reputation problem - and frankly, it earned it. Impact Exteriors was built on a different set of principles. We do not manufacture claims. We do not pressure homeowners. We document what is actually there, present it accurately, and let the facts do the work.
Your insurance company is not your enemy. A well-documented, legitimate claim is approved because the evidence supports it - not because someone pushed hard enough. We build documentation that meets and exceeds what your carrier's adjuster is trained to look for. When our report and the adjuster's scope align, claims move fast and without friction.
If your roof has real damage, we document every inch of it and make sure your carrier sees it accurately. If your roof does not have insurable damage, we tell you that directly - and we explain what maintenance or repair options are appropriate instead. We have walked away from potential jobs because the damage did not support a claim. We always will.
A claim that gets denied creates real problems for you - it goes on your claims history, it can affect your rates, and in some cases it can lead to non-renewal. We will never encourage you to file a claim that does not have a legitimate, documented basis. Our HAAG-certified inspectors apply the same standard insurance carriers use to determine whether damage is claimable.
Storm chasing is a predatory practice. Out-of-state crews roll into Colorado after every major weather event, sign homeowners up on the spot using high-pressure tactics, collect deposits, and disappear when the work is done or never started. They are not licensed here. They do not know Colorado codes. They leave homeowners holding the bag when work fails or warranties are voided. We are not them.
We have former large-loss insurance adjusters on our team. They know the Xactimate line items, the carrier review process, the supplement workflow, and the re-inspection request procedures because they spent careers inside that system. That insider knowledge means your claim documentation is built to the same standard adjusters use to evaluate it - which eliminates most disputes before they start.
We are not passing through. Our offices, our crews, our licenses, and our community relationships are all in Colorado. When we finish your roof, we will still be here. If something is wrong, you call us and we show up - not a 1-800 number in another state. Long-term reputation in this market is everything to us. That accountability is built into every job we take.
HAAG Certified. Former Adjusters. One Team.
HAAG Engineering is the forensic engineering firm that wrote the book on roof damage assessment. Insurance carriers accept HAAG-certified findings because HAAG certification requires passing a technical examination most roofers cannot pass. When an Impact Exteriors inspector marks hail hits and completes a damage report, it carries credibility that generic contractor reports do not.
Our team also includes professionals who previously worked as large-loss insurance adjusters - the people carriers deploy on high-dollar storm events. They know how adjusters are trained to look at a roof, what line items get scrutinized, and where scope disputes typically originate. That experience is not available at most roofing companies. It is on ours.
Combined, this means we speak the same language as your carrier's team - and your documentation arrives in the format and structure they already trust.
Real Roofs. Real Storms. Real Colorado.
Storm Chasers vs. Impact Exteriors
Not all contractors who show up after a storm are the same. Here is what separates a roofing company with roots in Colorado from a crew passing through.
| Impact Exteriors | Typical Storm Chaser | |
|---|---|---|
| Licensed in Colorado | ✓Colorado licensed, year-round | ✗Often out-of-state license or none |
| HAAG Certified Inspectors | ✓Forensic damage documentation | ✗Rarely - usually no certification |
| Former Insurance Adjusters on Team | ✓Adjuster-level documentation | ✗No - and it shows in claims |
| Honest Damage Assessment | ✓We tell you if damage is not claimable | ✗Incentivized to file regardless |
| Warranty Backed by Local Entity | ✓Colorado company, Colorado warranty | ✗Good luck finding them in 18 months |
| Know Colorado Building Codes | ✓Every jurisdiction, every amendment | ✗Often unfamiliar with local requirements |
| Permit Every Job | ✓Pulled, inspected, closed | ✗Frequently skipped - your liability |
| Available After Job Completion | ✓Same phone, same team, same city | ✗Already in the next state |
How a Legitimate Storm Damage Claim Works
There is no trick to it. There is no pressure. Here is exactly what happens when a homeowner works with Impact Exteriors on a storm damage claim - step by step, without the smoke and mirrors.
We get on your roof. Every slope, every flashing, every penetration documented with photos and a formal damage report. You receive the full report the same day. No cost, no obligation to proceed.
If the damage supports a claim, we walk you through the filing process. If it does not, we tell you directly and explain your legitimate repair options. We do not push claims that do not hold up - a denied claim hurts you, not us.
We are on the roof with your adjuster - presenting our findings, pointing out damage, and making sure nothing is missed or minimized. Our former-adjuster team members know exactly what to show and how to show it.
If the adjuster's initial scope misses legitimate damage, we prepare and submit a formal supplement using the same Xactimate documentation language carriers use internally. Incomplete scopes get completed - accurately and professionally.
Once approved, you receive a fully itemized written proposal the same day. Line items, materials, labor, permitting, and disposal - all visible before you sign. No ballpark estimates, no change orders built into vague language.
Every qualifying job is permitted through the local building department. Final inspection is passed before the job is closed. You receive documentation your carrier needs for payment release. No loose ends.
Storm Season Does Not Respect County Lines. Neither Do We.
Colorado is one of the most hail-active states in the country. From the high-impact Front Range corridor to the Western Slope's intense UV exposure and wind events, Impact Exteriors covers the markets that need legitimate storm damage expertise most. We are actively building our presence across these communities.
City code mandates Class 4 impact-resistant shingles. Larimer County is second in Colorado for hail loss claims. Baseball-sized hail events are documented history here. This is a market that demands expertise - and we bring it.
Fort Collins Page →Our home market. Weld County is one of the most hail-exposed counties on the entire Front Range, and Greeley homeowners know it. We are not a company passing through - we operate here full-time, year-round, with full accountability.
Sandwiched between Greeley and Fort Collins in one of Colorado's most active hail corridors. Loveland homeowners carry the same Class 4 shingle exposure risks - and the same need for legitimate, documented claim support.
One of the fastest-growing municipalities in Weld County. New construction here also means new roofs catching their first major hail season - often without the homeowner realizing what damage thresholds their coverage requires.
A separate municipality with its own building department and underserved roofing market. Berthoud sits directly in the path of storms that track northeast off the Front Range - and its homeowners need contractors who know the local jurisdiction.
Boulder County carries its own code amendments and permit requirements that differ from the rest of Northern Colorado. High search volume and a concentrated base of homeowners who experienced significant hail events in recent seasons make this a priority market.
The Western Slope's largest city and our anchor market on this side of the state. 300-plus sunshine days and decades of UV exposure mean the average Grand Junction roof is significantly older than it looks. Storm events here are less frequent than the Front Range but routinely severe when they hit.
Grand Junction Page →The communities surrounding Grand Junction each carry their own zip codes, demographics, and housing stock characteristics - older ranch homes in Clifton, agricultural properties in Palisade, newer development in Fruita. Each requires a contractor who understands the local building environment, not just the nearest storm track.
Storm Damage FAQ
Straight answers to the questions homeowners ask most before working with a storm damage contractor.
Schedule a HAAG-Level Inspection
No cost. No obligation. No pressure to file anything. We inspect your roof, give you a full documented report, and tell you honestly what we find - and what, if anything, it supports.
- ✓ HAAG-level inspection methodology
- ✓ Full photo documentation report - same day
- ✓ Honest verdict - claimable or not
- ✓ Former adjuster on your side
- ✓ Zero pressure, zero obligation